Answers to six commonly asked questions about CIBIL score that will help clear your confusions
Here's the formula and it is not too difficult to implement.
Do you know what is 'credit repair'? And how to go about it?
Few right moves and you can improve your credit score real fast
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
rediffGURU Ravi Mittal, CEO of Quack Quack, an online dating Website and Rebounce, a matchmaking matrimony platform, counsels a young man on how to approach the situation with sincerity.
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj
Sujata Ahlawat, Senior Vice President and Head of Direct-to-Consumer Interactive, TransUnion CIBIL, offers a quick glimpse into what a CIBIL Score is, the factors that impact it, and tips for maintaining a healthy score.
A phone number and e-mail are often enough for a fraudster to trick a lender into pulling your report and disbursing a loan.
Here's why these Harry Potter characters will have the best or worst credit scores.
Here's why it happens and how you should avoid it.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
Your credit score is more than just a number. Here's how you can read and understand its importance.
Some simple tips can help you in better understanding of your CIBIL Report.
If your answer is yes, this is just what your need to read today.
Here's how you can reward yourself for having a good CIBIL score.
Outright fear and lack of awareness can harm your CIBIL score
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
Too much unsecured loan can harm your CIBIL rating.
Lenders get a clear idea about your financial health, risk profile and personality trait
There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as loan closures or repayments, and deliver a superior consumer experience, Deputy Governor of the Reserve Bank of India (RBI), M Rajeshwar Rao said on Wednesday.
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Sacrifice these common misconceptions to improve your credit score this Eid
'This helps the consumers secure more favourable terms from CIs.'
Here are four ways to keep your credit score in the green
The plan is to offer the ratings of drivers to insurers, which can then customise their premiums -- a higher score meaning a lower premium, for instance, and vice-versa.
The Cibil TransUnion Score 2.0 will grade customers on a risk index ranging from 1 to 5, with 1 denoting the highest risk and 5 the lowest risk of default.
Sometimes being a good borrower and repaying your loans before time can also lead to a drop in your credit score
These myths can cost you a bomb!
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